How to Apply: Direct Loans
Stafford Subsidized and Unsubsidized Loan
- Complete the Free Application for Federal Student Aid (TAMHSC School Code = 00494800)
- Notice of award will be sent to you from TAMHSC
- Go to myHSC; Financial Aid Award
- Accept/decline/reduce loan offer(s)
- First time Direct Loan borrowers: Sign in (StudentLoans.gov) and complete "Sign Master Promissory Note" (eMPN) 3 days after accepting your first Direct Loan in myHSC.
- Complete "Entrance Counseling" at StudentLoans.gov
- Department of Education electronically transmits funds to TAMHSC
- Student Business Services applies the loan funds to billing and refund (if applicable)
For timely delivery of refunds, all students are urged to complete the Direct Deposit Authorization Form available from Student Business Services.
Parent Loan for Undergraduate Student (PLUS) and Graduate PLUS (GradPLUS)
- Complete the Free Application for Federal Student Aid (TAMHSC School Code = 00494800
- Sign In at StudentLoans.gov using FAFSA PIN
- Complete all pages of application
- The Department of Education will notify you and TAMHSC of credit decision.
TAMHSC completes loan certification and submits to Department of Education
Parent borrower must complete Master Promissory Note (eMPN steps below)
Department of Education electronically transmits funds to TAMHSC
Student Business Services applies te loan funds to billing and refund (if applicable)
If denied, Department of Education’s Federal Loan Origination Application Services (LOAS) will send a loan denial letter to applicant which will include the name and contact information of the agency providing the credit data on which the denial was based.
LAOS contact information: P.O. Box 5691, Montgomery, AL 36103-5691 (Phone: 1-800-557-7394)
Note: TAMHSC receives no information regarding reasons for denial of PLUS
Note: Undergraduate students may be eligible for additional Stafford funds due to denial. Contact OSFA for more details.
To complete PLUS/GradPLUS electronic Master Promissory Note (eMPN):
Go to StudentLoans.gov
Login with PIN – same as used on FAFSA
Disclosure and consent information
Provide name of school (Texas A&M Health Science Center, School Code 00494800)
Complete the Master Promissory Note
Review your information (draft MPN)
Review signed MPN and enter confirmation
Confirm acceptance of terms and submit
Print copy for your records (not to be submitted to TAMHSC)